Qualifying for a mortgage is one of the first steps you’ll want to take in purchasing a home for the following reasons:

  1.  It allows you to understand what price range you qualify for
  2. You can make adjustments to you’re expenses ahead of time if you learn you qualify for less than what you thought
  3. You’ll learn about the various programs available to you to purchase a home
  4. Allows you to plan ahead on knowing what sort of documents you’ll need to become fully approved
  5. When it comes to putting an offer for your chosen home, your offer won’t be competitive without a pre-approval letter